Working with Sam was the best decision we made when buying our home. As a mortgage broker in Roseville, he guided us through a Conventional loan and set up a 2-1 buydown that lowered our monthly payments right away. The home loan process can feel overwhelming, but Sam made it simple, clear, and stress-free. His knowledge and communication truly stood out. He always picked up the phone, explained our options in detail, and made sure we felt confident at every step. It never felt rushed — he genuinely cared about finding the right fit for our family. If you’re in Placer County or the Sacramento area and need help buying a home or refinancing, I highly recommend Sam. He’s professional, trustworthy, and works hard to get the best loan programs and the most competitive rates.

Sam is hands down the best mortgage broker in Roseville! My husband and I just closed on our new home with a Conventional loan, and he got us a 2-1 buydown that made our monthly payments way more affordable for the first 2 years. As first time homebuyers, we had lots of questions, but Sam explained everything is an in a clear way! The whole home loan process felt simple and stress-free. What really stood out was his knowledge and communication. He always made time for us and genuinely cared about finding the right solution for our family. If you’re looking to buy a home or refinance in Placer County or the Sacramento area, I can’t recommend Sam and his team enough. He’s trustworthy, professional, and will work hard to get you the best loan and rate out there.

We've worked with Sam twice, once when we purchased our first house and again when we refinanced it, and he had been excellent to work with each time. Sam is always responsive and goes above and beyond to provide speed, efficiency, and attention to detail in everything he does. His team members are also excellent and we wouldn't hesitate to work with Sam again in the future!

I bought my first home in April of 2023 and Sam was a big part of what made this dream come true. I had contacted him several months before and asked him to please let me know if there was a way for me to purchase a home without having to ask family for a loan for the down-payment and Sam contacted me as soon as he learned of the California Dream Homebuyers program and moved swiftly with the help of his amazing colleagues, his mom Margie and his colleague Amanda to help us access this resource for down-payment assistance. I'm not exaggerating when I say that Sam changed mine and my family's lives for the better when he called me that day. We absolutely love our house and are do grateful that we met Sam and his team. Sam is kind, professional, reliable and so knowledgeable about the work he does and has a true desire to help make your home buying dreams come true. He is very skilled and a natural with working out the financial aspect and doing so in a way that works for you and your family and that is realistic too. I would highly recommend going to Sam, you will be glad you did! 😊❤️

Sam is a top notch lender and an asset to a real estate transaction. His communication and updates are exactly what you want from a lender. He is prompt and attentive and works unbelievably hard for his clients. As a realtor, it was a great experience working with him and my clients raved to me about him throughout the process. Sam 100% exceeded expectations for them. I highly recommend Sam!